In addition to the fees charged by St.George, an international payment may also result in additional fees and charges being deducted by: You will be reimbursed for any unauthorised transactions, provided that you have not contributed to the loss, exercised reasonable care in protecting your card and account, and immediately notified St.George upon becoming aware of loss, theft, or misuse. St.George Retail and Business Banking Financial Services Guide (PDF 1023KB) before making a decision and consider whether these products are appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire these products.ġ. Internet and Phone Banking Terms and Conditions (PDF 769KB) and St.George Worldwide Wallet Product Disclosure Statement (PDF 671KB),
#Currency converter free
If you do not want the currency to be converted, please insert the words “Do Not Convert” in the description details free text box when you are making an international payment and we will on-forward this instruction. You should inform the beneficiary that, if this occurs, they should consider rejecting the payment immediately so the payment can be unwound at the prevailing exchange rate. It is possible that the overseas bank could convert the currency of the payment at an unfavourable exchange rate. Any overseas financial institution handling charges will by default be borne by the recipient of the International Payment and deducted from the payment amount, unless otherwise organised. St.George might not have any control over the fees, charges or foreign currency conversions imposed by these institutions. Overseas banks may impose fees and charges or convert the currency of the payment. Read the Online Banking Terms and Conditions before making a decision and consider whether the product is appropriate for you. Payments must be made from an existing St.George personal transaction or savings account, and will usually arrive within 2-5 business days, but may take longer depending on the country and receiving bank. Other fees and charges may apply such as fees charged by the recipient bank. Payments are subject to our foreign exchange rates applicable at the time of the transaction. You should contact Bank of Melbourne for up-to-date pricing prior to dealing.īefore using internet and phone banking, please read the St.George Terms and Conditions for Internet Banking and Phone Banking (PDF 769KB). Overseas banks may charge a fee to handle or receive an international payment. They should not be relied upon as an accurate representation of any final pricing. They may also vary depending on the type of the transaction involved, and may be different for transactions over a certain amount. The exchange rates are indicative only as at the time and date shown, are subject to market movements and therefore change continuously.
The exchange rates provided are applicable to foreign exchange products described on this website. While the banks may have inflated margins and transfer fees, at OFX, we keep our margins modest to offer competitive customer rates, which can save you money.This information has been prepared by St.George Bank – A division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 ("St.George Bank").
#Currency converter plus
The customer rate consists of the market rate plus a margin added by a foreign exchange provider. These loans are made at low-interest rates reserved almost entirely for banks, financial institutions and registered money lenders. This is usually made in large amounts over short-term loan periods. It is the exchange rate at which the banks borrow and lend to each other. The market rate is also known as the interbank rate. The market rate and the customer rate – what’s the difference? You don’t even need an account with us just select the currency pair you want to see and our inbuilt market Exchange Rate Calculator will give you their latest market values. Our Currency Converter is a quick and easy way to see live market exchange rates at the click of a button.Įxchange rates change all the time, and our live Currency Converter updates with it, making it the ideal tool to keep your eye on the market rate for any given currency.
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